currently available for
 Florida residents only
© Copyright 2015
Mel Ratcliff
Site updated:  1.11.2021

Site designed & maintained by the web divas at The August Agency LLC

Check the background of this
  firm and others on FINRA's

Securities offered through
Raymond James Financial Services, Inc.
member  FINRA /  SIPC 

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Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on the is site.  Contact your local Raymond James office for information and availability. 

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Investment advisory services offered through Raymond James Financial Services Advisors, Inc.

Blue Chip Divas, Inc. is not a registered broker/ dealer and is independent of Raymond James Financial Services, Inc.
And a Grand Time was had by All!

Check out the stories and photos in 32963The Vero Beach Newsweekly, and on!

TO ENLARGE PHOTOS: Click on the first photo of Mel in the upper left and the gallery will open. 
TO COPY YOUR FAVORITES: Once the gallery opens you can click through the photos one by one. Right click on your favorite photo and select Save Picture As to save to your computer.  Once saved to your computer you can print them or email them to family and friends.
Mel Ratcliff, founder of Blue Chip Divas
Costa d'Este Beach Resort & Spa
Costa d'Este's Crystal Ballroom
Ocean Strings
Courtesy of Fran Foster, The Vero Beach Newsweekly
Courtesy of Fran Foster, The Vero Beach Newsweekly
Mel Ratcliff & Hosts Cricket & Bill Freeman
Thank You to 
Costa d'Este Beach Resort 
and Ocean Strings
for providing that 
perfect touch of elegance.
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