currently available for
 Florida residents only
© Copyright 2015
Mel Ratcliff
Site updated:  1.11.2021

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Blue Chip Divas, Inc. is not a registered broker/ dealer and is independent of Raymond James Financial Services, Inc.
About Blue Chip Divas
We have been serving women, and their loved ones, with their financial concerns for more than 25 years, always recognizing and appreciating the special worth of women.  Recently we decided to salute the value of our clients by embracing the name Blue Chip Divas.
Mel Ratcliff & client
Mel Ratcliff
   Financial Advisor, Raymond James Financial Services
   Founder, Blue Chip Divas, INC.
We Value...
Mel Ratcliff, Founder
Mel is best known as the creator of 

                                        library of educational and informative programs that assist women in navigating the transitions of their unique financial journeys.

                                                       , one of the most popular programs, has graduated more than 10,000 women since its creation in March of 1991.

Mel, a native of Vero Beach, Florida, lives in a historic Vero Beach neighborhood with his wife and black Lab.